Commercial Real Estate Insurance
Property, liability, cyber, and more for owners of commercial and mixed-use buildings – our expert coverage options will keep your commercial property protected.
Commercial Real Estate Insurance
Property, liability, cyber, and more for owners of commercial and mixed-use buildings – our expert coverage options will keep your commercial property protected.
Commercial Real Estate Insurance
Property, liability, cyber, and more for owners of commercial and mixed-use buildings – our expert coverage options will keep your commercial property protected.
What Commercial Properties Does Millers Mutual Insure?
Millers Mutual commercial real estate insurance protects owners of commercial and mixed-use buildings up to four stories, including buildings with apartments above retail or office space. Commercial property insurance can help cover property damage, liability claims, cyberattacks, and lost rental income after a covered loss.
Coverage is sold through independent agents in Pennsylvania, Delaware, Maryland, North Carolina, Ohio, Virginia, and Washington, D.C.
Businessowners Policy (BOP)
Combining the benefits of business property, business liability, and business income insurance (or business interruption insurance) into one policy can be a key insurance solution for owners of mixed-use commercial buildings. Read More.
Building Lifecycle Coverage
Cover your building from construction to tenant occupancy with one comprehensive policy that meets virtually all risk exposures. It includes builders risk, inland marine, and BOP coverage.
Data Response & Cyber Insurance
Do you use technology to manage your business? A cyberattack could be one click away. We’ll cover first- and third-party damages, legal defenses, business interruptions, regulatory fines, and more. Download our fact sheet.
Commercial Umbrella Insurance
Get an additional layer of protection for liability claims that exceed the limits of your general liability policy. Coverage up to $10 million is available.
Employment Practices Liability Insurance (EPLI)
This coverage isn’t just for protection against employee lawsuits. Our EPLI policy also offers coverage for third-party claims, which can provide vital financial protection if you face a costly discrimination lawsuit from a current or prospective tenant. Learn More.
Workers’ Compensation Insurance
We work with Eastern Alliance Insurance Group to provide industry-leading workers’ compensation coverage. With advanced claims and risk management services, the coverage can help you prevent potential loss, return workers to wellness, and manage costs.
Optional Coverage Enhancements
Get the extra protection you need – not just extra bells and whistles. Our Extended Replacement Cost and Extended Coverage Enhancement options provide higher policy limits and added features at a fair price.
Renters Insurance
Feel confident that both your property and tenants are covered. All tenants are approved through a streamlined process, with no Social Security or credit checks needed, and an online portal makes it easy to update renters’ info and track their insurance policies.
Tenant Screening
Know who you’re renting to. Even if you don’t manage lots of properties, you can use our SmartMove program to run an online credit check, eviction history check, and criminal background check in minutes.
Fire Prevention Products
Cooking is the top cause of household fires, so we highly recommend these non-insurance products from our trusted partners. Explore the benefits of StoveTop FireStop and get preferred pricing as a Millers Mutual customer. To learn more about fire safety for your rental dwelling, download our fact sheet.
What Commercial Properties Does Millers Mutual Insure?
Millers Mutual commercial real estate insurance protects owners of commercial and mixed-use buildings up to four stories, including buildings with apartments above retail or office space. Commercial property insurance can help cover property damage, liability claims, cyberattacks, and lost rental income after a covered loss.
Coverage is sold through independent agents in Pennsylvania, Delaware, Maryland, North Carolina, Ohio, Virginia, and Washington, D.C.
Businessowners Policy (BOP)
Combining the benefits of business property, business liability, and business income insurance (or business interruption insurance) into one policy can be a key insurance solution for owners of mixed-use commercial buildings. Read More.
Building Lifecycle Coverage
Cover your building from construction to tenant occupancy with one comprehensive policy that meets virtually all risk exposures. It includes builders risk, inland marine, and BOP coverage.
Data Response & Cyber Insurance
Do you use technology to manage your business? A cyberattack could be one click away. We’ll cover first- and third-party damages, legal defenses, business interruptions, regulatory fines, and more. Download our fact sheet.
Commercial Umbrella Insurance
Get an additional layer of protection for liability claims that exceed the limits of your general liability policy. Coverage up to $10 million is available.
Employment Practices Liability Insurance (EPLI)
This coverage isn’t just for protection against employee lawsuits. Our EPLI policy also offers coverage for third-party claims, which can provide vital financial protection if you face a costly discrimination lawsuit from a current or prospective tenant. Learn More.
Workers’ Compensation Insurance
We work with Eastern Alliance Insurance Group to provide industry-leading workers’ compensation coverage. With advanced claims and risk management services, the coverage can help you prevent potential loss, return workers to wellness, and manage costs.
Optional Coverage Enhancements
Get the extra protection you need – not just extra bells and whistles. Our Extended Replacement Cost and Extended Coverage Enhancement options provide higher policy limits and added features at a fair price.
Renters Insurance
Feel confident that both your property and tenants are covered. All tenants are approved through a streamlined process, with no Social Security or credit checks needed, and an online portal makes it easy to update renters’ info and track their insurance policies.
Tenant Screening
Know who you’re renting to. Even if you don’t manage lots of properties, you can use our SmartMove program to run an online credit check, eviction history check, and criminal background check in minutes.
Fire Prevention Products
Cooking is the top cause of household fires, so we highly recommend these non-insurance products from our trusted partners. Explore the benefits of StoveTop FireStop and get preferred pricing as a Millers Mutual customer. To learn more about fire safety for your rental dwelling, download our fact sheet.
Why Millers Mutual?
Choose an insurance partner that understands the unique risks in your industry – and how to protect against them.
- Since 1890. More than 135 years of insuring property owners.
- A- (Excellent) from AM Best. Financial Size Category VIII
- Rental property only. Millers Mutual insures tenant-occupied property exclusively.
- Independent agents. Local agents in PA, DE, MD, NC, OH, VA, and Washington, D.C.
Frequently Asked Questions
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What should you consider when selecting commercial real estate insurance? Visit our Education Center for risk management best practices and helpful guidance for landlords.
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